Home insurance the IKEA way

Because what really matters is on the inside

For you from IKEA, in collaboration with Etiqa Insurance.

The HEMSÄKER promise


Protects things and people you love


$59.00 annual payment


Online sign up and claim handling

The HEMSÄKER promise

Whether you live in an HDB or Condominium or Landed Home

IKEA understands what your home means to you. That's why we have created HEMSÄKER, the home insurance made the IKEA way. You can easily purchase it online for only.


Your basic fire insurance does not cover the things that make your house a home

For just $59 per year

We cover the cost of repairing or replacing your damaged household possessions and furnishing, up to $50,000.We also cover the cost of damage to your renovations, up to $50,000.




Natural disaster

We will pay you for loss or damage from a burglary, up to $5,000.


We will reimburse your medical costs in case of disability or death due to an accident at home, up to $50,000

Personal  accident

We'll cover costs if you accidentally damage someone's property or injure someone, up to $500,000.

Personal liability

You can find more details about the covers in the policy wording

Personal liability

Your whole family is insured

HEMSÄKER insures the belongings of your household, including those of your direct family member living with you.


Ikea family card illustration


points per year

worth $10 when you renew for another year

Protection for you, your loved ones and your belongings is now affordable.

For you from IKEA, in collaboration with Etiqa Insurance.

Frequently Asked Questions (PDF)

Policy Wording (PDF)

This policy is underwritten by Etiqa Insurance Pte. Ltd (UEN 201331905K). This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA or SDIC web-sites (www.gia.org.sg or www.sdic.org.sg). Information is accurate as at  22 March 2021.